Transfer a Secure Contract (Mutual Exchange)
What is a Transfer of a Secure Contract?
A transfer (previously called a ‘mutual exchange’) is when two or more tenants agree to swap homes, with their landlord’s permission.
- You can swap with one tenant or more.
- Everyone involved must get written permission from their landlord and sign all the legal documents before moving.
- If you move before signing all the paperwork, the transfer will not be valid, and you will have to return to your original home.
Who can exchange
Only people with a secure contract can swap homes with another secure contract holder. You must get our permission first.
This does not apply to market rent, Intermediate Rent, or Rent to Own properties.
With our permission, you can exchange with another secure contract holder who rents from a community landlord. A community landlord is usually the local council or a housing association (like Grŵp Cynefin, North Wales Housing or us)
Transfer a Secure Contract (Mutual Exchange) Factsheet
Not sure if you are a secure contract holder?
How to transfer
If you’re interested in transferring your contract, you can usually find others to transfer with online, on local social media groups etc.
Once you’ve found a potential transfer, you can ask for permission by completing an application form and returning it to us.
Download a transfer form (word)
Download a transfer form (pdf)
Once we’ve received the application form, we will carry out the relevant checks on our side and report back to you with our initial decision within one month.
Things that we will consider when making our decision
- The size of the property, whether it’s too big or too small.
- How suitable the property is, including any adaptations that have been made to it.
- Any on-going problems with the contract, such as any rent-arrears or anti-social behaviour.
- The condition of the property, and whether anything needs to be repaired or sorted out first.
If you would like more information about the process, please get in touch.